Registered Insurance Brokers of Ontario (RIBO) Practice Exam

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Prepare for the Registered Insurance Brokers of Ontario Exam with comprehensive quizzes, flashcards, and expert tips. Build your confidence and knowledge to succeed in your licensing journey!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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Which of the following WOULD BE CONSIDERED 'persons insured' under your Uninsured Automobile Coverage?

A. The spouse of the insured when hit by an uninsured vehicle while walking the dog.
B. The owner of the uninsured automobile.
C. Anyone who drives your vehicle, without the owner's consent.
D. Your brother who owns his own auto but is injured while riding in your auto.

The correct answer is: A. The spouse of the insured when hit by an uninsured vehicle while walking the dog.

A The spouse of the insured when hit by an uninsured vehicle while walking the dog would be considered 'persons insured' under Uninsured Automobile Coverage because they are a direct relative of the insured and are in close proximity to the accident. B: The owner of the uninsured automobile would not be considered 'persons insured' under Uninsured Automobile Coverage because they would be the ones at fault for driving an uninsured vehicle. C: Anyone who drives your vehicle without the owner's consent would not be considered 'persons insured' under Uninsured Automobile Coverage because they are not covered by the policy when they do not have permission to drive the vehicle. D: Your brother who owns his own auto but is injured while riding in your auto would not be considered 'persons insured' under Uninsured Automobile Coverage because he is not a direct relative and is not listed as a driver on the policy.