Registered Insurance Brokers of Ontario (RIBO) Practice Exam

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Prepare for the Registered Insurance Brokers of Ontario Exam with comprehensive quizzes, flashcards, and expert tips. Build your confidence and knowledge to succeed in your licensing journey!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

Which of the following is NOT true of recreational vehicles?

Coverage should be excluded if an all-terrain vehicle is used in the water.
Not all drivers must be licensed.
They are permitted to cross highways.
Motorized snow vehicles are automatically covered without endorsements.

The correct answer is: Motorized snow vehicles are automatically covered without endorsements.

Motorized snow vehicles are not automatically covered without endorsements, meaning additional coverage is needed for this type of vehicle. Option A is incorrect because coverage should NOT be excluded just because the vehicle is used in the water. Option B is also incorrect because all drivers must be licensed in order to operate a recreational vehicle. Option C is incorrect because not all highways permit recreational vehicles to cross, so it depends on the specific location and its regulations.