Registered Insurance Brokers of Ontario (RIBO) Practice Exam

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Is a snowmobile considered to be an automobile for insurance purposes in Ontario?

  1. No

  2. Only when operated on a public highway

  3. Yes

  4. Not when being operated by an underage driver

The correct answer is: Yes

A snowmobile is considered to be an automobile for insurance purposes in Ontario because it is a type of vehicle that is operated on public roads, similar to cars and motorcycles. This means that it is considered to be a motor vehicle that is subject to the same insurance requirements and regulations as other automobiles. Option A is incorrect because snowmobiles are indeed considered to be automobiles in Ontario. Option B is incorrect because snowmobiles do not have to be operated on public highways in order to be classified as an automobile. Option D is incorrect because the age of the driver does not affect the classification of a snowmobile as an automobile.

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