Registered Insurance Brokers of Ontario (RIBO) Practice Exam

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Prepare for the Registered Insurance Brokers of Ontario Exam with comprehensive quizzes, flashcards, and expert tips. Build your confidence and knowledge to succeed in your licensing journey!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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An unidentified automobile is one:

For which neither the owner nor driver has liability insurance.
Whose driver cannot be determined.
Whose driver or owner cannot be determined.
Whose VIN has been removed.

The correct answer is: Whose driver or owner cannot be determined.

An unidentified automobile is one whose driver or owner cannot be determined. This means that there is no information available to identify who is responsible for the vehicle, and it could potentially be abandoned or stolen. Option A is incorrect because the question is not referring to insurance coverage. Option B is incorrect because even if the driver cannot be determined, the owner may still be known. Option D is incorrect because the Vehicle Identification Number (VIN) is used to identify a specific vehicle, not its driver or owner.