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The requirement for an insurance broker to provide evidence of an insurance contract within 21 days after an agreement on coverage is grounded in the need for clear communication and documentation in the insurance process. This 21-day timeframe ensures that the client receives timely confirmation of their coverage, which is essential for their peace of mind and for facilitating informed decision-making. It serves to formalize the agreement and ensures that both parties are aware of the specifics of the insurance contract.

This requirement helps to maintain professionalism in the insurance industry and provides a structured timeline that brokers must adhere to in order to protect the interests of their clients. Timely provision of evidence of coverage allows clients to take further necessary actions, such as complying with legal requirements or securing additional financial arrangements based on their coverage status.

In the context of the other options, while providing evidence 'immediately upon agreement' might seem ideal, it may not be feasible given the complexities involved in finalizing insurance details. The longer timeframes, such as 30 days, may undermine the urgency and efficiency desired in delivering services to clients, which could lead to unnecessary risks or unresolved questions regarding their coverage. Thus, the 21-day requirement strikes a balance between ensuring thoroughness and providing timely service.