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The action of comparing a potential customer's coverage with a competing company is consistent with an ethical and responsible approach to brokerage practice. This comparison helps clients make informed decisions about their insurance needs and ensures they are aware of their options. It promotes transparency and competition within the market, ultimately benefitting the consumer.

The other actions mentioned could lead to issues of misconduct. For instance, providing quotes without consent infringes on the client's right to control their personal information, while recommending coverage that benefits the broker presents a conflict of interest that could potentially harm the client's interests. Similarly, withholding information from clients undermines trust and does not align with the broker's duty to act in the best interests of their clients.