Ace the 2026 RIBO Exam – Boost Your Insurance Broker Swagger!

A physical hazard refers to a condition or situation in the environment that can pose a risk of injury, damage, or loss. Slippery floors exemplify this well, as they can lead to slips and falls, making them a tangible environmental risk. This type of hazard is related to physical conditions that can increase the likelihood of an accident or injury occurring in a given setting.

In contrast, other options do not align with the definition of physical hazards. A legal technicality pertains to rules or laws and does not encompass physical risk features. An emotional response is psychological and does not relate to risk in a physical context. An intentional act of sabotage, while potentially harmful, is an action taken by an individual rather than an inherent condition of the environment. This focus on physical attributes distinguishes slippery floors as a clear example of a physical hazard.