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Question: 1 / 475

Which of the following losses is covered by a Tenants policy?

Personal injury to the tenant

Loss of personal property due to fire

The coverage for loss of personal property due to fire is indeed a fundamental aspect of a Tenants policy, often referred to as renters insurance. This type of policy is designed to protect tenants from specific risks, one of the primary ones being the loss or damage to personal belongings caused by events such as fire, theft, or vandalism. It provides financial assistance to replace or repair personal items, which is crucial for tenants who may not have coverage under the landlord’s insurance policy.

Personal injury to the tenant and damage to the landlord's property typically do not fall under the coverage of a Tenants policy. The tenant's insurance generally covers their personal property and liability, but not the physical structure owned by the landlord. While liability coverage for injuries to third parties may be included in some Tenants policies, the core coverage emphasizes the protection of personal property from perils like fire.

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Damage to the landlord's property

Liability for injuries to third parties

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