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The statement about damage to the non-liable driver's car being covered under his own policy, subject to the deductible under Direct Compensation – Property Damage (DCPD), is correct in this context. In Ontario, the DCPD coverage allows a driver to claim for vehicle damage directly from their own insurance company, regardless of fault, as long as both parties involved in the accident are insured in Ontario. This means that the non-liable driver can have the damages to their vehicle paid by their own insurer, but will need to pay the deductible as part of that claim process.

It is important to note that DCPD coverage is specifically designed to streamline claims for vehicle damage and allows for which driver has fault—drivers are compensated based on their own insurance, which avoids lengthy disputes over liability. Generally, when both drivers are covered under DCPD, it simplifies the process of recovery for vehicle damages.

In contrast, while family members and injuries may have other insurance implications, they do not pertain directly to the coverage provided under the DCPD. Similarly, issues relating to subrogation and compensation for injuries typically involve different insurance principles or coverages that step in when fault is acknowledged.